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About American Modern





American Modern:
Midland's Principal Subsidiary



American Modern Insurance Group (American Modern) is the specialty insurance subsidiary of The Midland Company.

American Modern is widely recognized as a leading expert in the specialty insurance business. Backed by over 40 years of success in the manufactured housing insurance sector, the company derives nearly 50 percent of its premium volume from that unique market segment, consistently earning "excellent" industry ratings for financial stability as well as superior coverage and claims service.

American Modern also operates in other niche insurance markets including: site-built homes, motorcycles, watercraft, snowmobiles, recreational vehicles, physical damage on long-haul trucks, extended service contracts, commercial property, credit life and related products as well as collateral protection and mortgage fire products sold to financial institutions and their customers. The company's strategy is to target those specialty markets where the frequency of loss, rather than the severity of loss, is the norm.

Over the last 10 years, American Modern's premium growth has outpaced the industry average. American Modern's "true" specialty orientation and effective multi-channel distribution strategies have helped it consistently outperform the property and casualty industry.

American Modern has maintained an A+ (superior) or A (excellent) rating with the A.M. Best Company for more than 30 years. The company is licensed in all 50 states through eight property and casualty companies and seven credit life companies insuring over 1.2 million policyholders nationwide.

American Modern's specialty mindset builds on the entrepreneurial spirit and deep commitment of its associates to provide superior products, services and results to customers, shareholders and the communities it serves.


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