The Midland Company

American Modern Insurance Group is the specialty insurance subsidiary of The Midland Company.

American Modern is widely recognized as a leading expert in specialty insurance.  With more than 43 years of experience in the manufactured housing insurance sector, our company delivers specialty products and services for residential property like mobile homes and specialty dwellings, consistently earning "superior" industry ratings for financial stability, as well as excellent coverage and claims service.

American Modern also offers specialty policies aimed at meeting the needs of consumers in the recreational market, including owners of motor homes, travel trailers, boats, personal watercraft, classic cars, motorcycles and snowmobiles.

Manufactured home communities and dealers are well served by American Modern's specialty commercial products, such as our flexible scheduled rental dwelling program, “open lot” coverage for dealer stock, and watercraft rental program. Financial institutions rely on our array of financial products including credit life, credit disability, debt protection, lender-placed hazard, collateral protection, homeowners insurance, loan tracking, and outsourcing services. 

American Modern's financial stability is reflected in an A+ (Superior) rating by the A.M. Best Company, and our selection for ten consecutive years as one of the Ward Group’s Top 50 property and casualty companies in America.  We are licensed in all 50 states through six property and casualty companies and two credit life companies, insuring more than 1.4 million policyholders nationwide.

American Modern's specialty mindset builds on the entrepreneurial spirit and deep commitment of our associates to provide superior products, services and results to the customers and communities we serve.